Health Insurance in Connecticut
Connecticut residents are looking for worthy health insurance plans that offer significant financial protection at a cost they can afford. Below is useful information.
There is a wide choice of quality health insurance plans for individuals and families from most of the leading health insurance companies in Connecticut like
Aetna, United Health One, Cigna, and Anthem Blue Cross Blue Shield, including Tonik health plans for individuals. The premiums for private medical insurance policies are all standardized and filed with the
Connecticut Insurance Department. This means all agencies must quote the same rates. It is suggested that private insurance holders review their policy rate every 18 months.
Connecticut also provides a high risk pool plan for the individuals and families without health insurance in Connecticut, through the Connecticut Health Reinsurance Association (HRA).
Health Insurance for Connecticut Groups and Small Businesses (2-50 employees); Medical underwriting is authorized in Connecticut. Charges are based on the community rate including age, gender, location, industry, group size, and family composition.
Connecticut offers COBRA, the Consolidate Omnibus Budget Reconciliation Act of 1985. Many companies with 20 or more employees that provide health insurance are obligated to offer employees and their dependents continuation coverage for remuneration that were lost owing, for instance, to job loss, decrease in hours worked, death, or divorce.
Medicaid in Connecticut is a state/federal program that pays for medical and long-term care services for low-income pregnant women, children, certain people on Medicare, disabled persons and nursing home residents.
The Husky Plan is intended to assist all children who don’t have health insurance.
Others include; short term health insurance, student health insurance, and dental insurance
Companies for Health Insurance in Connecticut
Do you pay too much for family health insurance? Maybe it's time to Check Connecticut Health Insurance Quotes.
Hospitals in Connecticut
Bridgeport Hospital in Bridgeport; Danbury Hospital in Danbury; Greenwich Hospital in Greenwich; Norwalk Hospital in Norwalk; St. Vincent Hospital - Bridgeport; Stamford Hospital in Stamford; Bristol Hospital in Bristol; Connecticut Children's Medical Centre, St. Francis Hospital, and Hartford Hospital in Hartford; Hospital of Central Connecticut in New Britain, and Southington; John Dempsey in Farmington; Manchester Hospital in Manchester; Charlotte Hungerford Hospital in Torrington; New Milford Hospital in New Milford; Sharon Hospital in Sharon; Middlesex Hospital in Essex, Marlborough, and Middletown; Griffin Hospital in Derby; Mid-state Hospital in Meriden; Milford Hospital in Milford; St. Mary's Hospital, and Waterbury Hospital in Waterbury; St. Raphael's Hospital in New Haven; Yale New Haven Hospital in New Haven; Lawrence and Memorial Hospital in New London; William Backus Hospital in Norwich; Johnson Memorial Hospital in Stafford Springs; Rockville Hospital in Vernon; Windham Hospital in Willimantic; Day Kimball Hospital in Putnam.
Blue Cross to hike rates for 9 of its plans : Jerry Lynott
Blue Cross of Northeastern Pennsylvania has filed for double-digit rate hikes that it said could have been larger had it not dipped into its surplus to lessen the load on customers.
The nonprofit insurance provider said eight plans that cover about 10 percent of its customers are targeted for increases to go into effect next year and an increase for a ninth would be applied in October. The hikes will generate more than $9 million in annual revenues.
Eight of the plans are offered as individual products as opposed to group programs, said Michelle Davidson, a Blue Cross spokeswoman.
'The rates reflect the unrelenting rise in health care costs,' she said Thursday.
The increases, Davidson added, 'still don't cover the true cost of care' which is why the company is accessing its $260 million surplus to make up the difference.
Subsidies total $2.3 million, according to the filings with the Pennsylvania Insurance Department.
The company has spent on average $1.07 for $1 in premiums collected for the affected plans, Davidson said. For the BlueCare Cooperative Plan, the payout is $1.30, while the payout is $1.22 for the Special Care program, she pointed out.
The largest increase will be shouldered by members of the BlueCare Cooperative Plan. The company asked for a 48.9 percent hike in monthly rates that will produce an additional $7 million in annual revenues.
Individual subscribers to the plan will pay $406.63 a month compared to the existing rate of $273.13. The family rate jumps to $803.19 from $539.49. And a parent with a child or children would pay $516.81, up from the monthly rate of $347.13.
Others in line for hikes include the Special Care hospitalization program, five BlueCare Security 65 Medicare supplement plans and BlueCare Major Medical run in conjunction with Highmark Blue Shield and First Priority Health.
Blue Cross spokesman Anthony Matrisciano said the First Priority plan is offered to employees who are terminated from their jobs and allows them to continue with health care coverage. The plan will be changed in October to add a state mandated prescription plan that members can decide whether to accept. With the prescription coverage, rates will increase 27.7 percent and without it, the increase will be 12.2 percent.
The changes affect approximately 56,000 subscribers out of the overall customer base of approximately 585,000. They are located within the company's 13-county market in northeastern and north central Pennsylvania.
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