Health Insurance in Connecticut
Connecticut residents are looking for worthy health insurance plans that offer significant financial protection at a cost they can afford. Below is useful information.
There is a wide choice of quality health insurance plans for individuals and families from most of the leading health insurance companies in Connecticut like
Aetna, United Health One, Cigna, and Anthem Blue Cross Blue Shield, including Tonik health plans for individuals. The premiums for private medical insurance policies are all standardized and filed with the
Connecticut Insurance Department. This means all agencies must quote the same rates. It is suggested that private insurance holders review their policy rate every 18 months.
Connecticut also provides a high risk pool plan for the individuals and families without health insurance in Connecticut, through the Connecticut Health Reinsurance Association (HRA).
Health Insurance for Connecticut Groups and Small Businesses (2-50 employees); Medical underwriting is authorized in Connecticut. Charges are based on the community rate including age, gender, location, industry, group size, and family composition.
Connecticut offers COBRA, the Consolidate Omnibus Budget Reconciliation Act of 1985. Many companies with 20 or more employees that provide health insurance are obligated to offer employees and their dependents continuation coverage for remuneration that were lost owing, for instance, to job loss, decrease in hours worked, death, or divorce.
Medicaid in Connecticut is a state/federal program that pays for medical and long-term care services for low-income pregnant women, children, certain people on Medicare, disabled persons and nursing home residents.
The Husky Plan is intended to assist all children who don’t have health insurance.
Others include; short term health insurance, student health insurance, and dental insurance
Companies for Health Insurance in Connecticut
Do you pay too much for family health insurance? Maybe it's time to Check Connecticut Health Insurance Quotes.
Hospitals in Connecticut
Bridgeport Hospital in Bridgeport; Danbury Hospital in Danbury; Greenwich Hospital in Greenwich; Norwalk Hospital in Norwalk; St. Vincent Hospital - Bridgeport; Stamford Hospital in Stamford; Bristol Hospital in Bristol; Connecticut Children's Medical Centre, St. Francis Hospital, and Hartford Hospital in Hartford; Hospital of Central Connecticut in New Britain, and Southington; John Dempsey in Farmington; Manchester Hospital in Manchester; Charlotte Hungerford Hospital in Torrington; New Milford Hospital in New Milford; Sharon Hospital in Sharon; Middlesex Hospital in Essex, Marlborough, and Middletown; Griffin Hospital in Derby; Mid-state Hospital in Meriden; Milford Hospital in Milford; St. Mary's Hospital, and Waterbury Hospital in Waterbury; St. Raphael's Hospital in New Haven; Yale New Haven Hospital in New Haven; Lawrence and Memorial Hospital in New London; William Backus Hospital in Norwich; Johnson Memorial Hospital in Stafford Springs; Rockville Hospital in Vernon; Windham Hospital in Willimantic; Day Kimball Hospital in Putnam.
Physicians appeal Health Net acquisition
The state's largest physician organization has filed an appeal in Superior Court in New Britain, seeking to overturn the state Insurance Department's recent approval of UnitedHealth Group's acquisition of Health Net of the Northeast, in Shelton.
The Connecticut State Medical Society, along with two individual members of the group who are doctors, filed a suit against the Insurance Department late Wednesday. They claim the department favored the insurance companies when making its decision and did not adequately consider testimony given by physicians regarding the acquisition.
The two CSMS members who filed the suit as individuals along with the organization are Drs. Kathleen LaVorgna of Norwalk and Michael M. Deren of New London.
'CSMS has pursued this course of action because the physicians of Connecticut, together with their patients, were not adequately served by the (department's) review process,' said Matthew Katz, executive director of the medical society. 'We believe further due diligence is necessary.'
The Insurance Department approved the acquisition Dec. 1, following a Nov. 23 public hearing at which, according to CSMS, the medical society and physicians were denied 'intervenor' status that would have allowed for cross-examination of witnesses and other rights.
'We don't think they adequately weighed the evidence before them,' Katz said.
Dawn McDaniel, a spokeswoman for the Insurance Department said, 'Our lawyers are in the process of reviewing the lawsuit. We expect that the attorney general will represent us vigorously.'
Among CSMS' concerns, members feel the acquisition will limit consumers' choice and may restrict access to coverage.
Also, they worry about the unique type of acquisition taking place, which lets UnitedHealth purchase the 'renewal rights' to Health Net commercial customers, which CSMS says allows UnitedHealth to set new premiums without regulatory oversight and to avoid offering coverage to businesses whose employee medical claims may be higher than others.
Officials at UnitedHealth could not be reached for comment Thursday.
The physicians also claim that UnitedHealth witnesses at the public hearing gave inconsistent statements and misrepresented 'the medical landscape of the state,' and the Insurance Department never verified or investigated those inconsistencies before approving the acquisition.
The group also feels that the department likely did not read hundreds of pages of evidence provided by CSMS, the American Medical Association, the Physicians Advocacy Institute and the Connecticut Health Policy Project.
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