Health Insurance in Connecticut


Connecticut residents are looking for worthy health insurance plans that offer significant financial protection at a cost they can afford. Below is useful information.


There is a wide choice of quality health insurance plans for individuals and families from most of the leading health insurance companies in Connecticut like Aetna, United Health One, Cigna, and Anthem Blue Cross Blue Shield, including Tonik health plans for individuals. The premiums for private medical insurance policies are all standardized and filed with the Connecticut Insurance Department. This means all agencies must quote the same rates. It is suggested that private insurance holders review their policy rate every 18 months.


Connecticut also provides a high risk pool plan for the individuals and families without health insurance in Connecticut, through the Connecticut Health Reinsurance Association (HRA).


Health Insurance for Connecticut Groups and Small Businesses (2-50 employees); Medical underwriting is authorized in Connecticut. Charges are based on the community rate including age, gender, location, industry, group size, and family composition.


Connecticut offers COBRA, the Consolidate Omnibus Budget Reconciliation Act of 1985. Many companies with 20 or more employees that provide health insurance are obligated to offer employees and their dependents continuation coverage for remuneration that were lost owing, for instance, to job loss, decrease in hours worked, death, or divorce.


Medicaid in Connecticut is a state/federal program that pays for medical and long-term care services for low-income pregnant women, children, certain people on Medicare, disabled persons and nursing home residents.


The Husky Plan is intended to assist all children who don’t have health insurance.


Others include; short term health insurance, student health insurance, and dental insurance


Companies for Health Insurance in Connecticut


Do you pay too much for family health insurance?

Maybe it's time to Check Connecticut Health Insurance Quotes.



Hospitals in Connecticut


Bridgeport Hospital in Bridgeport; Danbury Hospital in Danbury; Greenwich Hospital in Greenwich; Norwalk Hospital in Norwalk; St. Vincent Hospital - Bridgeport; Stamford Hospital in Stamford; Bristol Hospital in Bristol; Connecticut Children's Medical Centre, St. Francis Hospital, and Hartford Hospital in Hartford; Hospital of Central Connecticut in New Britain, and Southington; John Dempsey in Farmington; Manchester Hospital in Manchester; Charlotte Hungerford Hospital in Torrington; New Milford Hospital in New Milford; Sharon Hospital in Sharon; Middlesex Hospital in Essex, Marlborough, and Middletown; Griffin Hospital in Derby; Mid-state Hospital in Meriden; Milford Hospital in Milford; St. Mary's Hospital, and Waterbury Hospital in Waterbury; St. Raphael's Hospital in New Haven; Yale New Haven Hospital in New Haven; Lawrence and Memorial Hospital in New London; William Backus Hospital in Norwich; Johnson Memorial Hospital in Stafford Springs; Rockville Hospital in Vernon; Windham Hospital in Willimantic; Day Kimball Hospital in Putnam.

Himes talks health care with local businessmen

November 25th, 2009

While the big debate on health care reform continues to rage across the nation, small business owners throughout the region held their own conversation last week with U.S. Rep. Jim Himes.

Representing Connecticut's Fourth District, the congressman made a stop at the Valley Chamber of Commerce in Shelton earlier this month to discuss the America's Affordable Health Choice Act, or H.R. 3200, and specifically how small businesses will be affected by the proposed changes. About 70 local business people were in attendance.

Although there wasn't the fire and outrage seen at many of the town hall meetings around the country, emotions were still high over the issues. Many in attendance expressed their concern that the proposed public option in health care could drive up the cost of providing coverage for their workers, perhaps even to the point that it might cripple their businesses.

Small businesses

Himes, an advocate of health care reform including the controversial public option, said he does not support the bill H.R. 3200 in its present form, especially because it puts a burden on small business owners.

As the act is written, businesses with payrolls under $125,000 would not be required to provide insurance. Above that there would be penalties. Pointing out that the payrolls for many small businesses in his district are above that amount because of the high cost of living, the congressman said 'we've got to be very careful about mandates on small business.'

Himes was one of 25 freshmen congressmen who co-signed a letter written by Colorado Rep. Jared Polis who said the legislation as it now stands would adversely affect small businesses. The proposed method to pay for the reform would fall on the backs of the wealthy and on the small businesses. With surcharges and penalties, many of these businesses would be paying upwards of 45 percent of their income to federal taxes.

Still, Himes stressed that health care reform is necessary.

With 17 percent of the national economy devoted to health care and 47 million people in America without health insurance, 'the status quo is no longer acceptable,' he said.

Though he acknowledged some of that percentage of the population represents illegal immigrants, when an uninsured person shows up in the emergency room, 'regardless if the person is illegal or a 23-year-old college grad... we pay for it,' Himes said.

'Worse even is a family without insurance. They can't afford to go and receive primary care. When their young son gets a cough that goes untreated, a year later it turns out he can't breathe, and he has to be treated in the E.R.,' he added.

Himes' two goals with health care reform are to bring down the cost and growth of insurance and to cover the people who aren't covered.

Himes said the public option is critical to reforming the health insurance industry because it adds competition where it's 'desperately' needed.

'I believe the insurance markets in many localities is uncompetitive,' he said, though he stressed that the public option is not meant to push out insurance companies completely.

'If we do that, we've failed,' he said.

Chad

Quoting and Saving on your health insurance has never been easier...EasyToInsureME Pennsylvania Health Insurance Connecticut Health Insurance

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Quoting and Saving on your health insurance has never been easier...EasyToInsureME Pennsylvania Health Insurance Connecticut Health Insurance

Author: Chad
Health Insurance in Connecticut