Health Insurance in Connecticut


Connecticut residents are looking for worthy health insurance plans that offer significant financial protection at a cost they can afford. Below is useful information.


There is a wide choice of quality health insurance plans for individuals and families from most of the leading health insurance companies in Connecticut like Aetna, United Health One, Cigna, and Anthem Blue Cross Blue Shield, including Tonik health plans for individuals. The premiums for private medical insurance policies are all standardized and filed with the Connecticut Insurance Department. This means all agencies must quote the same rates. It is suggested that private insurance holders review their policy rate every 18 months.


Connecticut also provides a high risk pool plan for the individuals and families without health insurance in Connecticut, through the Connecticut Health Reinsurance Association (HRA).


Health Insurance for Connecticut Groups and Small Businesses (2-50 employees); Medical underwriting is authorized in Connecticut. Charges are based on the community rate including age, gender, location, industry, group size, and family composition.


Connecticut offers COBRA, the Consolidate Omnibus Budget Reconciliation Act of 1985. Many companies with 20 or more employees that provide health insurance are obligated to offer employees and their dependents continuation coverage for remuneration that were lost owing, for instance, to job loss, decrease in hours worked, death, or divorce.


Medicaid in Connecticut is a state/federal program that pays for medical and long-term care services for low-income pregnant women, children, certain people on Medicare, disabled persons and nursing home residents.


The Husky Plan is intended to assist all children who don’t have health insurance.


Others include; short term health insurance, student health insurance, and dental insurance


Companies for Health Insurance in Connecticut


Do you pay too much for family health insurance?

Maybe it's time to Check Connecticut Health Insurance Quotes.



Hospitals in Connecticut


Bridgeport Hospital in Bridgeport; Danbury Hospital in Danbury; Greenwich Hospital in Greenwich; Norwalk Hospital in Norwalk; St. Vincent Hospital - Bridgeport; Stamford Hospital in Stamford; Bristol Hospital in Bristol; Connecticut Children's Medical Centre, St. Francis Hospital, and Hartford Hospital in Hartford; Hospital of Central Connecticut in New Britain, and Southington; John Dempsey in Farmington; Manchester Hospital in Manchester; Charlotte Hungerford Hospital in Torrington; New Milford Hospital in New Milford; Sharon Hospital in Sharon; Middlesex Hospital in Essex, Marlborough, and Middletown; Griffin Hospital in Derby; Mid-state Hospital in Meriden; Milford Hospital in Milford; St. Mary's Hospital, and Waterbury Hospital in Waterbury; St. Raphael's Hospital in New Haven; Yale New Haven Hospital in New Haven; Lawrence and Memorial Hospital in New London; William Backus Hospital in Norwich; Johnson Memorial Hospital in Stafford Springs; Rockville Hospital in Vernon; Windham Hospital in Willimantic; Day Kimball Hospital in Putnam.

Blue Cross to lay off 57 in Richardson : Joyce Tsai

August 28th, 2009

Blue Cross and Blue Shield of Texas announced Wednesday that it will lay off 57 workers at its Richardson headquarters.

The staff reductions will take place from Oct. 2 through the end of the year and are part of a plan to adjust staff levels and trim administrative costs, the company said in a statement. Statewide, 181 positions will be cut.

'It's part of an overall plan to trim overall costs and to tighten our belts in general,' said Margaret Jarvis, a Blue Cross and Blue Shield of Texas spokeswoman. 'This is just a normal business practice due to changing business needs more than anything else,' Jarvis said, stating that the current economy was not the main reason for the staffing changes.

The move is partly the result of a decision made by the parent company, Health Care Service Corp., known as HCSC, which operates Blue Cross Blue Shield plans in Illinois, New Mexico, Oklahoma and Texas, Jarvis said. HCSC will eliminate 650 positions, or about 4% of its work force across the four states, over the next six months due to moderated growth through 2010, she said.

HCSC is making staffing changes throughout its four-state service area 'to maximize efficiencies and better the position the company to remain competitive,' the company said.

The Richardson facility is one of eight Texas locations where staffing reductions will occur, the company said. Statewide, the reductions represent about 3% of the Blue Cross and Blue Shield of Texas work force of about 5,900. Its Palestine office will be eliminated, leading to 123 job cuts, mainly involving claims and customer service positions.

'We took a real strategic look across the board and across the company to enhance and make process changes, as well as add new technologies to reduce costs,' Jarvis said.

For example, at the Palestine office where the majority of manual claims work and document imaging is performed, new technology can replace that work and save money, Jarvis said.

At the Richardson headquarters, the losses will be seen in departments that include customer service, finance, information technology, underwriting and administrative services, she said.

Blue Cross and Blue Shield of Texas, for its part, is experiencing record growth in its small business and individual insurance markets this year, and has increased its members by more than 135,000 as of the end of July, she said.

'We've done that in spite of the economic downturn,' Jarvis said, 'but what we have to do is remain competitive during these challenging times, and this is expected to save some ongoing cost.'

The move also will help to position the company for what comes out of the ongoing health care reform debate, Jarvis said. Signs point to the need for 'health insurers to reduce expenses no matter how it goes,' she said.

Blue Cross and Blue Shield of Texas is the largest provider of health benefits in the state, serving 4 million members statewide.

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Health Insurance in Connecticut