Health Insurance in Connecticut
Connecticut residents are looking for worthy health insurance plans that offer significant financial protection at a cost they can afford. Below is useful information.
There is a wide choice of quality health insurance plans for individuals and families from most of the leading health insurance companies in Connecticut like
Aetna, United Health One, Cigna, and Anthem Blue Cross Blue Shield, including Tonik health plans for individuals. The premiums for private medical insurance policies are all standardized and filed with the
Connecticut Insurance Department. This means all agencies must quote the same rates. It is suggested that private insurance holders review their policy rate every 18 months.
Connecticut also provides a high risk pool plan for the individuals and families without health insurance in Connecticut, through the Connecticut Health Reinsurance Association (HRA).
Health Insurance for Connecticut Groups and Small Businesses (2-50 employees); Medical underwriting is authorized in Connecticut. Charges are based on the community rate including age, gender, location, industry, group size, and family composition.
Connecticut offers COBRA, the Consolidate Omnibus Budget Reconciliation Act of 1985. Many companies with 20 or more employees that provide health insurance are obligated to offer employees and their dependents continuation coverage for remuneration that were lost owing, for instance, to job loss, decrease in hours worked, death, or divorce.
Medicaid in Connecticut is a state/federal program that pays for medical and long-term care services for low-income pregnant women, children, certain people on Medicare, disabled persons and nursing home residents.
The Husky Plan is intended to assist all children who don’t have health insurance.
Others include; short term health insurance, student health insurance, and dental insurance
Companies for Health Insurance in Connecticut
Do you pay too much for family health insurance? Maybe it's time to Check Connecticut Health Insurance Quotes.
Hospitals in Connecticut
Bridgeport Hospital in Bridgeport; Danbury Hospital in Danbury; Greenwich Hospital in Greenwich; Norwalk Hospital in Norwalk; St. Vincent Hospital - Bridgeport; Stamford Hospital in Stamford; Bristol Hospital in Bristol; Connecticut Children's Medical Centre, St. Francis Hospital, and Hartford Hospital in Hartford; Hospital of Central Connecticut in New Britain, and Southington; John Dempsey in Farmington; Manchester Hospital in Manchester; Charlotte Hungerford Hospital in Torrington; New Milford Hospital in New Milford; Sharon Hospital in Sharon; Middlesex Hospital in Essex, Marlborough, and Middletown; Griffin Hospital in Derby; Mid-state Hospital in Meriden; Milford Hospital in Milford; St. Mary's Hospital, and Waterbury Hospital in Waterbury; St. Raphael's Hospital in New Haven; Yale New Haven Hospital in New Haven; Lawrence and Memorial Hospital in New London; William Backus Hospital in Norwich; Johnson Memorial Hospital in Stafford Springs; Rockville Hospital in Vernon; Windham Hospital in Willimantic; Day Kimball Hospital in Putnam.
Aetna Selected by Pennsylvania Employees Benefit Trust
I saw 2 stories which covered Aetna's announcement today. One from the Pennsylvania Business Journal and one from Trading Markets.
The coverage will take effect on 1/1/10. Previously, the state retirees were covered by Coventry Healthcare on a PFFS product. The Aetna plan is a combination HMO/PPO Medicare Advantage model.
If you are an agent in Pennsylvania or any of the 19 states where Aetna offers Individual Medicare Advantage (Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Maine, Maryland, Nevada, New Jersey, New York, Ohio, Oklahoma, Pennsylvania, Tennessee, Texas, Virginia or Washington DC) and you have Small Group Retiree Clients/Relationships (under 100 lives) or Middle Market Medicare Retiree Group Clients/Relationships (100 to 1000), contact Don Mazza in our office to get a quote for your 1/1/2010 Medicare Retiree Groups.
Many Small and Middle Market Retiree groups are facing large rate increases due to changes in MA funding. As a result, they may be very receptive to getting a competitive quote on their Medicare Retiree Group coverage. This is especially true for Medicare Retiree Groups which were written in 2009 on a Private Fee for Service Platform (800 Series Medicare Advantage or True Group MA PFFS Plans). Converting now to a PPO/HMO Platform has significant advantages!
Having recently secured the PA State Retiree account, Aetna may look more attractive to Governmental Entities (like City or County retiree groups). In some states outside of Pennsylvania, School Districts may be shopping as well for their retired teachers (in PA Teachers are covered under State Retiree benefits and would not be prospects).
The window is closing on quoting these groups for a 1/1/2010 effective, so don't delay! Contact Don to find out what you need to get started!
Finally, keep in mind that the CMS marketing regulations on Group Medicare are very different than Individual Medicare Advantage, so you DO NOT NEED to be CMS certified to sell Small or Middle Market Group Medicare to Retiree Groups! You will, of course, need to be appointed to sell with Aetna.
