Health Insurance in Connecticut
Connecticut residents are looking for worthy health insurance plans that offer significant financial protection at a cost they can afford. Below is useful information.
There is a wide choice of quality health insurance plans for individuals and families from most of the leading health insurance companies in Connecticut like
Aetna, United Health One, Cigna, and Anthem Blue Cross Blue Shield, including Tonik health plans for individuals. The premiums for private medical insurance policies are all standardized and filed with the
Connecticut Insurance Department. This means all agencies must quote the same rates. It is suggested that private insurance holders review their policy rate every 18 months.
Connecticut also provides a high risk pool plan for the individuals and families without health insurance in Connecticut, through the Connecticut Health Reinsurance Association (HRA).
Health Insurance for Connecticut Groups and Small Businesses (2-50 employees); Medical underwriting is authorized in Connecticut. Charges are based on the community rate including age, gender, location, industry, group size, and family composition.
Connecticut offers COBRA, the Consolidate Omnibus Budget Reconciliation Act of 1985. Many companies with 20 or more employees that provide health insurance are obligated to offer employees and their dependents continuation coverage for remuneration that were lost owing, for instance, to job loss, decrease in hours worked, death, or divorce.
Medicaid in Connecticut is a state/federal program that pays for medical and long-term care services for low-income pregnant women, children, certain people on Medicare, disabled persons and nursing home residents.
The Husky Plan is intended to assist all children who don’t have health insurance.
Others include; short term health insurance, student health insurance, and dental insurance
Companies for Health Insurance in Connecticut
Do you pay too much for family health insurance? Maybe it's time to Check Connecticut Health Insurance Quotes.
Hospitals in Connecticut
Bridgeport Hospital in Bridgeport; Danbury Hospital in Danbury; Greenwich Hospital in Greenwich; Norwalk Hospital in Norwalk; St. Vincent Hospital - Bridgeport; Stamford Hospital in Stamford; Bristol Hospital in Bristol; Connecticut Children's Medical Centre, St. Francis Hospital, and Hartford Hospital in Hartford; Hospital of Central Connecticut in New Britain, and Southington; John Dempsey in Farmington; Manchester Hospital in Manchester; Charlotte Hungerford Hospital in Torrington; New Milford Hospital in New Milford; Sharon Hospital in Sharon; Middlesex Hospital in Essex, Marlborough, and Middletown; Griffin Hospital in Derby; Mid-state Hospital in Meriden; Milford Hospital in Milford; St. Mary's Hospital, and Waterbury Hospital in Waterbury; St. Raphael's Hospital in New Haven; Yale New Haven Hospital in New Haven; Lawrence and Memorial Hospital in New London; William Backus Hospital in Norwich; Johnson Memorial Hospital in Stafford Springs; Rockville Hospital in Vernon; Windham Hospital in Willimantic; Day Kimball Hospital in Putnam.
State approves Health Net sale to UnitedHealth
The decision was condemned on Friday by the Connecticut State Medical Society, which expressed concern that the takeover harms competition and leaves health care consumers little protection.
In July, UnitedHealth and Health Net announced the deal, worth more than $500 million. United has confirmed that the deal does not include the nearly 1,000 workers Health Net has in Connecticut, with the vast majority in Shelton, but has not discussed potential job losses. United employs nearly 4,000 in the state.
One of the issues the medical society raised Friday was that United is buying the right, but not the obligation, to re-enroll Health Net's customers in its UnitedHealthcare insurance coverage.
"United has snuck in the back door in an unprecedented transaction by purchasing only the renewal rights of Health Net customers. We hope they will offer insurance to all of Health Net's current policyholders," said Matthew C. Katz, executive vice president of CSMS. "Time will tell whether the company uses its muscle to continue to raise premiums. Now, they won't need any approval to do so. By purchasing the renewal rights to contracts, they can double their rates and cherry-pick commercial contracts, and there's not a thing state regulators can do about it. The Department of Insurance has made it clear by this decision that they value insurance companies over patients and physicians."
"We appreciate the Connecticut Department of Insurance approving our application to acquire Health Net of Connecticut, confirming that the transaction meets all state regulatory requirements," Daryl Richards, UnitedHealthcare's public relations vice president in Hartford, said in an e-mail. "If fully approved by the other states, we will work to ensure a smooth transition process for members, physicians, hospitals, and other health care professionals. We look forward to advancing the health and well-being of Health Net's members through affordable, quality health care options."
The Insurance Department will require the companies to file regular updates for the next two years. Health Net is to maintain accounts with its employees through 2010 under the terms of the acquisition, which will close later in 2010.
