Health Insurance in Connecticut
Connecticut residents are looking for worthy health insurance plans that offer significant financial protection at a cost they can afford. Below is useful information.
There is a wide choice of quality health insurance plans for individuals and families from most of the leading health insurance companies in Connecticut like
Aetna, United Health One, Cigna, and Anthem Blue Cross Blue Shield, including Tonik health plans for individuals. The premiums for private medical insurance policies are all standardized and filed with the
Connecticut Insurance Department. This means all agencies must quote the same rates. It is suggested that private insurance holders review their policy rate every 18 months.
Connecticut also provides a high risk pool plan for the individuals and families without health insurance in Connecticut, through the Connecticut Health Reinsurance Association (HRA).
Health Insurance for Connecticut Groups and Small Businesses (2-50 employees); Medical underwriting is authorized in Connecticut. Charges are based on the community rate including age, gender, location, industry, group size, and family composition.
Connecticut offers COBRA, the Consolidate Omnibus Budget Reconciliation Act of 1985. Many companies with 20 or more employees that provide health insurance are obligated to offer employees and their dependents continuation coverage for remuneration that were lost owing, for instance, to job loss, decrease in hours worked, death, or divorce.
Medicaid in Connecticut is a state/federal program that pays for medical and long-term care services for low-income pregnant women, children, certain people on Medicare, disabled persons and nursing home residents.
The Husky Plan is intended to assist all children who don’t have health insurance.
Others include; short term health insurance, student health insurance, and dental insurance
Companies for Health Insurance in Connecticut
Do you pay too much for family health insurance? Maybe it's time to Check Connecticut Health Insurance Quotes.
Hospitals in Connecticut
Bridgeport Hospital in Bridgeport; Danbury Hospital in Danbury; Greenwich Hospital in Greenwich; Norwalk Hospital in Norwalk; St. Vincent Hospital - Bridgeport; Stamford Hospital in Stamford; Bristol Hospital in Bristol; Connecticut Children's Medical Centre, St. Francis Hospital, and Hartford Hospital in Hartford; Hospital of Central Connecticut in New Britain, and Southington; John Dempsey in Farmington; Manchester Hospital in Manchester; Charlotte Hungerford Hospital in Torrington; New Milford Hospital in New Milford; Sharon Hospital in Sharon; Middlesex Hospital in Essex, Marlborough, and Middletown; Griffin Hospital in Derby; Mid-state Hospital in Meriden; Milford Hospital in Milford; St. Mary's Hospital, and Waterbury Hospital in Waterbury; St. Raphael's Hospital in New Haven; Yale New Haven Hospital in New Haven; Lawrence and Memorial Hospital in New London; William Backus Hospital in Norwich; Johnson Memorial Hospital in Stafford Springs; Rockville Hospital in Vernon; Windham Hospital in Willimantic; Day Kimball Hospital in Putnam.
9% of Harrisburg-area residents have no health insurance :DIANA FISHLOCK
A year ago, 100,000 people were on the waiting list for Pennsylvania's state-funded adultBasic health insurance. The number has tripled since last September, said a Pennsylvania Insurance Department spokeswoman.
'Things are continuing to worsen when it comes to insurance and access to health care,' said Insurance Department spokeswoman Rosanne Placey.
As bad as things are here, Pennsylvania fares much better than the country as a whole, according to data released this week by the U.S. Census Bureau.
Nationally, 15 percent of residents ' 46 million Americans ' were without health insurance in 2008. In Pennsylvania ' and in most of the midstate ' about 9 percent were uninsured. The census data released this week offers the agency's first look at the uninsured at the state and local level. While Pennsylvania fares better than other states, more than 1 million people in the Keystone State are uninsured.
'Where we do relatively well in is providing insurance to children. The Children's Health Insurance Program has both state and federal funding,' Placey said. The CHIP program insures 195,932 Pennsylvania children; that program receives federal aid. The adultBasic program insures only 45,000 adults with the waiting list of 300,000 because it receives only state funding, Placey said.
According to a recent state Insurance Department survey, about 91 percent of those with private insurance secured it through their employer. When people lose work, they are losing their insurance. 'People are currently being laid off. Employers are closing their doors, so that leaves people who are used to fairly generous benefits now with fairly limited options,' Placey said.
The effects are far reaching.
Midstate hospitals are seeing an increase in emergency room visits and in the number of people who can't pay medical bills. So hospitals are facing higher costs and providing more free care.
'This is a tough time and it's difficult for people to know where to go when they don't have insurance,' said Lisa Henry, director of marketing at PinnacleHealth Systems.
People put off spending money on their health, but sometimes end up spending much more and becoming much sicker by waiting, she said. People who can't pay for a $10 flu shot may end up needing thousands of dollars in emergency room care, for example.
Penn State Milton S. Hershey Medical Center also is offering more charity care as it sees more patients who are uninsured or underinsured, said Troy Phillips, the director of patient financial services at the medical center.
