Health Insurance in Connecticut
Connecticut residents are looking for worthy health insurance plans that offer significant financial protection at a cost they can afford. Below is useful information.
There is a wide choice of quality health insurance plans for individuals and families from most of the leading health insurance companies in Connecticut like
Aetna, United Health One, Cigna, and Anthem Blue Cross Blue Shield, including Tonik health plans for individuals. The premiums for private medical insurance policies are all standardized and filed with the
Connecticut Insurance Department. This means all agencies must quote the same rates. It is suggested that private insurance holders review their policy rate every 18 months.
Connecticut also provides a high risk pool plan for the individuals and families without health insurance in Connecticut, through the Connecticut Health Reinsurance Association (HRA).
Health Insurance for Connecticut Groups and Small Businesses (2-50 employees); Medical underwriting is authorized in Connecticut. Charges are based on the community rate including age, gender, location, industry, group size, and family composition.
Connecticut offers COBRA, the Consolidate Omnibus Budget Reconciliation Act of 1985. Many companies with 20 or more employees that provide health insurance are obligated to offer employees and their dependents continuation coverage for remuneration that were lost owing, for instance, to job loss, decrease in hours worked, death, or divorce.
Medicaid in Connecticut is a state/federal program that pays for medical and long-term care services for low-income pregnant women, children, certain people on Medicare, disabled persons and nursing home residents.
The Husky Plan is intended to assist all children who don’t have health insurance.
Others include; short term health insurance, student health insurance, and dental insurance
Companies for Health Insurance in Connecticut
Do you pay too much for family health insurance? Maybe it's time to Check Connecticut Health Insurance Quotes.
Hospitals in Connecticut
Bridgeport Hospital in Bridgeport; Danbury Hospital in Danbury; Greenwich Hospital in Greenwich; Norwalk Hospital in Norwalk; St. Vincent Hospital - Bridgeport; Stamford Hospital in Stamford; Bristol Hospital in Bristol; Connecticut Children's Medical Centre, St. Francis Hospital, and Hartford Hospital in Hartford; Hospital of Central Connecticut in New Britain, and Southington; John Dempsey in Farmington; Manchester Hospital in Manchester; Charlotte Hungerford Hospital in Torrington; New Milford Hospital in New Milford; Sharon Hospital in Sharon; Middlesex Hospital in Essex, Marlborough, and Middletown; Griffin Hospital in Derby; Mid-state Hospital in Meriden; Milford Hospital in Milford; St. Mary's Hospital, and Waterbury Hospital in Waterbury; St. Raphael's Hospital in New Haven; Yale New Haven Hospital in New Haven; Lawrence and Memorial Hospital in New London; William Backus Hospital in Norwich; Johnson Memorial Hospital in Stafford Springs; Rockville Hospital in Vernon; Windham Hospital in Willimantic; Day Kimball Hospital in Putnam.
Specter plans to query health insurance execs
Sen. Arlen Specter, D-Pa., wants to haul health insurance executives before Congress to grill them about rate hikes.
Mr. Specter took the Senate floor this afternoon with Sen. Tom Harkin, D-Iowa, to announce that they will seek a hearing next week in the Health, Education, Labor and Pensions Committee, which Mr. Harkin chairs, on health insurance costs for small businesses.
Mr. Specter's interest in the topic was piqued, he said, by a story in Sunday's New York Times that addressed the rising health costs of small businesses --- including Susquehanna Glass in Columbia, Lancaster County. Mr. Specter called Mr. Harkin yesterday to inform him about the article, and the two agreed to pursue a hearing.
The Times reported anecdotal evidence of insurance companies dramatically increasing premiums for next year, positing that it could be the result of profit pressures from Wall Street or motivation to act in advance of Congressional action on health care reform -- which is mostly targeted at reforming insurance practices.
"If they have a justification for the price increases, let them tell us what it is," Mr. Specter said. "Let them produce their books and records if they have a justifiable basis for their increase."
Mr. Harkin said the hearing should include representatives from small businesses and insurance companies to address the issue.
Both senators said the hearing would be a vehicle to gain support for the proposed "public option," because a small business that faces high premiums could opt for a government-run insurer instead of a private company.
"If that's true," Mr. Specter said of the Times story, "it just reemphasizes the need to have some competition, to have competition which will not knuckle to Wall Street. A public option will not knuckle to Wall Street."
Senate Majority Leader Harry Reid today announced that a merged Senate bill will include a public option but individual states can opt out of deploying it. The Specter-Harkin hearing could come around the same time that floor debate begins on the health care bill.
