Health Insurance in Connecticut
Connecticut residents are looking for worthy health insurance plans that offer significant financial protection at a cost they can afford. Below is useful information.
There is a wide choice of quality health insurance plans for individuals and families from most of the leading health insurance companies in Connecticut like
Aetna, United Health One, Cigna, and Anthem Blue Cross Blue Shield, including Tonik health plans for individuals. The premiums for private medical insurance policies are all standardized and filed with the
Connecticut Insurance Department. This means all agencies must quote the same rates. It is suggested that private insurance holders review their policy rate every 18 months.
Connecticut also provides a high risk pool plan for the individuals and families without health insurance in Connecticut, through the Connecticut Health Reinsurance Association (HRA).
Health Insurance for Connecticut Groups and Small Businesses (2-50 employees); Medical underwriting is authorized in Connecticut. Charges are based on the community rate including age, gender, location, industry, group size, and family composition.
Connecticut offers COBRA, the Consolidate Omnibus Budget Reconciliation Act of 1985. Many companies with 20 or more employees that provide health insurance are obligated to offer employees and their dependents continuation coverage for remuneration that were lost owing, for instance, to job loss, decrease in hours worked, death, or divorce.
Medicaid in Connecticut is a state/federal program that pays for medical and long-term care services for low-income pregnant women, children, certain people on Medicare, disabled persons and nursing home residents.
The Husky Plan is intended to assist all children who don’t have health insurance.
Others include; short term health insurance, student health insurance, and dental insurance
Companies for Health Insurance in Connecticut
Do you pay too much for family health insurance? Maybe it's time to Check Connecticut Health Insurance Quotes.
Hospitals in Connecticut
Bridgeport Hospital in Bridgeport; Danbury Hospital in Danbury; Greenwich Hospital in Greenwich; Norwalk Hospital in Norwalk; St. Vincent Hospital - Bridgeport; Stamford Hospital in Stamford; Bristol Hospital in Bristol; Connecticut Children's Medical Centre, St. Francis Hospital, and Hartford Hospital in Hartford; Hospital of Central Connecticut in New Britain, and Southington; John Dempsey in Farmington; Manchester Hospital in Manchester; Charlotte Hungerford Hospital in Torrington; New Milford Hospital in New Milford; Sharon Hospital in Sharon; Middlesex Hospital in Essex, Marlborough, and Middletown; Griffin Hospital in Derby; Mid-state Hospital in Meriden; Milford Hospital in Milford; St. Mary's Hospital, and Waterbury Hospital in Waterbury; St. Raphael's Hospital in New Haven; Yale New Haven Hospital in New Haven; Lawrence and Memorial Hospital in New London; William Backus Hospital in Norwich; Johnson Memorial Hospital in Stafford Springs; Rockville Hospital in Vernon; Windham Hospital in Willimantic; Day Kimball Hospital in Putnam.
Governor Rendell Reminds Pennsylvania Families of New Law Offering Health Insurance Options for Adult Children
A new law expanding health insurance to cover adult children on a family policy takes effect today, Governor Edward G. Rendell announced.
"This new law helps to ease some of the stress families are experiencing due to recent college grads having trouble finding a job that offers health benefits," said Governor Rendell. "It takes us one step closer to achieving our goal of providing every Pennsylvanian with access to the health care they want, need and deserve."
The law, Act 4 of 2009, is part of the Governor's Prescription for Pennsylvania -- a sweeping blueprint for improving access, quality and affordability of health care.
Under the law, adult children can continue receiving coverage and care through their parents' employer-based health plans. Prior to this change, insurance companies were only required to cover children on their parents' insurance until the age of 19, if the employer offered dependent coverage.
The Insurance Department estimates that this change will increase access to health care for approximately 15,000 young adults who would be part of a family policy.
The law expands health insurance coverage to allow adults, up to age 30, to remain covered by their parents' health insurance. It will allow uninsured, single, adult children, who either reside in Pennsylvania or are full-time students, to be covered by their parents' health insurance plan. Parents may be responsible for any additional premium costs.
"According to a recent Insurance Department study, young adults, aged 19 to 30, represent the highest number of those without health insurance in our state," said Insurance Commissioner Joel Ario. "Families who have employer-based coverage should immediately contact their benefits administrator because this change does hinge on the employer's willingness to offer it. Coverage can now be applied to health contracts on a rolling basis as contracts are issued or renewed."
