Health Insurance in Connecticut


Connecticut residents are looking for worthy health insurance plans that offer significant financial protection at a cost they can afford. Below is useful information.


There is a wide choice of quality health insurance plans for individuals and families from most of the leading health insurance companies in Connecticut like Aetna, United Health One, Cigna, and Anthem Blue Cross Blue Shield, including Tonik health plans for individuals. The premiums for private medical insurance policies are all standardized and filed with the Connecticut Insurance Department. This means all agencies must quote the same rates. It is suggested that private insurance holders review their policy rate every 18 months.


Connecticut also provides a high risk pool plan for the individuals and families without health insurance in Connecticut, through the Connecticut Health Reinsurance Association (HRA).


Health Insurance for Connecticut Groups and Small Businesses (2-50 employees); Medical underwriting is authorized in Connecticut. Charges are based on the community rate including age, gender, location, industry, group size, and family composition.


Connecticut offers COBRA, the Consolidate Omnibus Budget Reconciliation Act of 1985. Many companies with 20 or more employees that provide health insurance are obligated to offer employees and their dependents continuation coverage for remuneration that were lost owing, for instance, to job loss, decrease in hours worked, death, or divorce.


Medicaid in Connecticut is a state/federal program that pays for medical and long-term care services for low-income pregnant women, children, certain people on Medicare, disabled persons and nursing home residents.


The Husky Plan is intended to assist all children who don’t have health insurance.


Others include; short term health insurance, student health insurance, and dental insurance


Companies for Health Insurance in Connecticut


Do you pay too much for family health insurance?

Maybe it's time to Check Connecticut Health Insurance Quotes.



Hospitals in Connecticut


Bridgeport Hospital in Bridgeport; Danbury Hospital in Danbury; Greenwich Hospital in Greenwich; Norwalk Hospital in Norwalk; St. Vincent Hospital - Bridgeport; Stamford Hospital in Stamford; Bristol Hospital in Bristol; Connecticut Children's Medical Centre, St. Francis Hospital, and Hartford Hospital in Hartford; Hospital of Central Connecticut in New Britain, and Southington; John Dempsey in Farmington; Manchester Hospital in Manchester; Charlotte Hungerford Hospital in Torrington; New Milford Hospital in New Milford; Sharon Hospital in Sharon; Middlesex Hospital in Essex, Marlborough, and Middletown; Griffin Hospital in Derby; Mid-state Hospital in Meriden; Milford Hospital in Milford; St. Mary's Hospital, and Waterbury Hospital in Waterbury; St. Raphael's Hospital in New Haven; Yale New Haven Hospital in New Haven; Lawrence and Memorial Hospital in New London; William Backus Hospital in Norwich; Johnson Memorial Hospital in Stafford Springs; Rockville Hospital in Vernon; Windham Hospital in Willimantic; Day Kimball Hospital in Putnam.

13% here lack health insurance

November 4th, 2009

The federal government has painted its first current, town-by-town portrait of the uninsured in America, and it's not a pretty picture here in Lancaster County.

More than 65,000 county residents lacked health insurance coverage last year, according to the new U.S. Census Bureau snapshot released Tuesday amid a contentious national debate over President Barack Obama's health-care proposals.

That's 13.1 percent of our 500,000-strong population, roughly 1 in 8 people. Lancaster has the third-highest number of uninsured people among Pennsylvania's most populous counties. Statewide, 9.4 percent are without health insurance coverage.

The American Community Survey estimates are the first annual census data on health care at the local level. At the county level, they show a much higher number of uninsured than last year's estimate by the state Insurance Department.

"It certainly reflects changes in a recession-driven economy," said Rosanne Placey, a spokeswoman for the insurance department, which has seen a dramatic increase in the number of low-income residents seeking Adult Basic subsidized insurance.

"If you look at our basic wait list, that has grown significantly in the last year. We now have more than 300,000 people on the waiting list, and we are able to serve fewer than 50,000," Placey said.

At Project Access of Lancaster County, a two-year-old program that provides free medical care to residents who do not qualify for other insurance programs and who meet certain financial guidelines, the number of people seeking help also has risen.

"We are getting a lot of folks on unemployment. Whether it's that or the word has gotten out that we're out here, it's taking us about four to six weeks to get back to folks because of the number of applications we have," said Lisa Riffanacht, the program's executive director.

Since October 2007, Project Access has provided more than $9.6 million in donated medical services during 14,426 visits by patrons.

Other local health officials say they are not surprised the number of uninsured has passed the 60,000 mark.

"That's similar to the number we've been floating around. We've been looking at over 60,000 as the guideline," said Jim Kelly, executive director of SouthEast Lancaster Health Services, a city clinic that sees Medicaid and low-income patients.

But answering the question of why Lancaster's rate of uninsured is so high compared to other counties is more difficult.

Kevin W. McCullough, the senior research coordinator for the Pennsylvania State Data Center, cautioned that the findings might not vary widely at the county level.

The differences, for example, between Lancaster's County 13.1 percent uninsured and Lawrence County's 13.0 percent uninsured could be within the census' margin of error.

He also pointed out that the census survey provided insurance-coverage estimates for the nation's cities and counties above 65,000 in population only.

That means only 39 of Pennsylvania's 67 counties made it.

The Census Bureau's annual American Community Survey asked the health insurance question for the first time last year. The ongoing survey of about 3 million addresses every year provides one of the most complete pictures of our population available.

Specifically, it found:

' 65,138, or more than 13 percent of Lancaster County residents, lacked health insurance coverage in 2008. Of those, 20,862 were children and teens under age 18; 42,480 were adults; and 1,796 were senior citizens.

' Only Philadelphia County, at 14.1 percent, and Crawford County near Erie, at 14.4 percent, had higher levels of uninsured residents. Bucks County, north of Philadelphia, had the lowest level of uninsured residents, at 5.9 percent.

' Statewide, nearly 1.2 million, or 9.4 percent, didn't have health insurance. Nationwide, more than 45 million, or 15.1 percent, didn't have coverage.

' Pennsylvania had the eighth-lowest percentage of uninsured residents of all 50 states. The state with the highest level of uninsured was Texas, at 24.1 percent. The state with the lowest number was Massachusetts, at 4.1 percent.

Chad

Quoting and Saving on your health insurance has never been easier...EasyToInsureME Pennsylvania Health Insurance Connecticut Health Insurance

Rate this Article: 0 / 5 stars - 0 vote(s)
Print Email Re-Publish

About the Author:

Quoting and Saving on your health insurance has never been easier...EasyToInsureME Pennsylvania Health Insurance Connecticut Health Insurance

Author: Chad
Health Insurance in Connecticut