Health Insurance in Connecticut
Connecticut residents are looking for worthy health insurance plans that offer significant financial protection at a cost they can afford. Below is useful information.
There is a wide choice of quality health insurance plans for individuals and families from most of the leading health insurance companies in Connecticut like
Aetna, United Health One, Cigna, and Anthem Blue Cross Blue Shield, including Tonik health plans for individuals. The premiums for private medical insurance policies are all standardized and filed with the
Connecticut Insurance Department. This means all agencies must quote the same rates. It is suggested that private insurance holders review their policy rate every 18 months.
Connecticut also provides a high risk pool plan for the individuals and families without health insurance in Connecticut, through the Connecticut Health Reinsurance Association (HRA).
Health Insurance for Connecticut Groups and Small Businesses (2-50 employees); Medical underwriting is authorized in Connecticut. Charges are based on the community rate including age, gender, location, industry, group size, and family composition.
Connecticut offers COBRA, the Consolidate Omnibus Budget Reconciliation Act of 1985. Many companies with 20 or more employees that provide health insurance are obligated to offer employees and their dependents continuation coverage for remuneration that were lost owing, for instance, to job loss, decrease in hours worked, death, or divorce.
Medicaid in Connecticut is a state/federal program that pays for medical and long-term care services for low-income pregnant women, children, certain people on Medicare, disabled persons and nursing home residents.
The Husky Plan is intended to assist all children who don’t have health insurance.
Others include; short term health insurance, student health insurance, and dental insurance
Companies for Health Insurance in Connecticut
Do you pay too much for family health insurance? Maybe it's time to Check Connecticut Health Insurance Quotes.
Hospitals in Connecticut
Bridgeport Hospital in Bridgeport; Danbury Hospital in Danbury; Greenwich Hospital in Greenwich; Norwalk Hospital in Norwalk; St. Vincent Hospital - Bridgeport; Stamford Hospital in Stamford; Bristol Hospital in Bristol; Connecticut Children's Medical Centre, St. Francis Hospital, and Hartford Hospital in Hartford; Hospital of Central Connecticut in New Britain, and Southington; John Dempsey in Farmington; Manchester Hospital in Manchester; Charlotte Hungerford Hospital in Torrington; New Milford Hospital in New Milford; Sharon Hospital in Sharon; Middlesex Hospital in Essex, Marlborough, and Middletown; Griffin Hospital in Derby; Mid-state Hospital in Meriden; Milford Hospital in Milford; St. Mary's Hospital, and Waterbury Hospital in Waterbury; St. Raphael's Hospital in New Haven; Yale New Haven Hospital in New Haven; Lawrence and Memorial Hospital in New London; William Backus Hospital in Norwich; Johnson Memorial Hospital in Stafford Springs; Rockville Hospital in Vernon; Windham Hospital in Willimantic; Day Kimball Hospital in Putnam.
Geisinger Health Plan to offer health insurance through CHIP
Pennsylvania Insurance Commissioner Joel Ario was on hand at the Family Services of Altoona on November 30 to officially announce the participation of Geisinger Health Plan in the state's Children's Health Insurance Program (CHIP).
'Pennsylvania is unique among states in its reimbursing rates for health care,' said Ario. 'We are used to the bidding process. It's not foreign to us. Which is why the relationship with GHP is going to be an excellent example of a public-private partnership.'
According to Ario, the CHIP model is precisely what is being suggested in Congress as a model for national health insurance.
'The competitive pressures of the market will be important. CHIP is a model that will help people employed by the 50 percent of small companies that do not provide health care coverage.'
Ario said that CHIP fills an important gap in the insurance coverage for Pennsylvania children. '195,000 children are covered by CHIP' he said. 'Geisinger is the 10th participant in the program, one that has been extremely successful.'
'We believe the foundation to a successful life starts with good health care,' said Duane Davis, M.D., chief medical officer for Geisinger Health Plan.
GHP currently delivers health services in 40 Pennsylvania counties. Now, children applying for or enrolled in CHIP can receive coverage for care through GHP.
Mahlon Fiscel, executive director of Family Services, Inc. of Altoona was honored that Geisinger choose his facility to make this major announcement. Fiscel accepted a gift of food for his group's food bank, presented by Geisinger.
'This location was selected because Family Services is a client and they fill an important need for families, especially children,' said Davis. 'Like Family Services, we are also filling an important need in the community. That's why we are here to announce our participation in CVHIP.'
'This announcement is very important to us,' said Kelly Kane, M.D., of Blair Medical Associates. 'We are a Geisinger Customer and are very pleased with the service we are provided. I am here as a representative for the doctors in this community. This is going to help deliver healthcare to children that is affordable and available. There will be better opportunities to have preventative visits, to manage wellness, not just see kids when they're sick. This is an excellent thing.'
Davis noted that Geisinger uses best practices to keep costs under control.
'We go to work every day to find ways to improve on what we do, to offer better service,' said Davis. We have a very serious commitment to pediatric medicine. We work closely with our provider network. It takes innovation and information. Last year, for example, 'We made 40,000 phone calls to remind parents about the health needs f their children.'
In Pennsylvania, the uninsured rate hovers at around 10 percent, though only 5 percent in pediatric coverage. 'It's lower than many states but is still higher than we should tolerate,' said Davis.
