Health Insurance in Connecticut


Connecticut residents are looking for worthy health insurance plans that offer significant financial protection at a cost they can afford. Below is useful information.


There is a wide choice of quality health insurance plans for individuals and families from most of the leading health insurance companies in Connecticut like Aetna, United Health One, Cigna, and Anthem Blue Cross Blue Shield, including Tonik health plans for individuals. The premiums for private medical insurance policies are all standardized and filed with the Connecticut Insurance Department. This means all agencies must quote the same rates. It is suggested that private insurance holders review their policy rate every 18 months.


Connecticut also provides a high risk pool plan for the individuals and families without health insurance in Connecticut, through the Connecticut Health Reinsurance Association (HRA).


Health Insurance for Connecticut Groups and Small Businesses (2-50 employees); Medical underwriting is authorized in Connecticut. Charges are based on the community rate including age, gender, location, industry, group size, and family composition.


Connecticut offers COBRA, the Consolidate Omnibus Budget Reconciliation Act of 1985. Many companies with 20 or more employees that provide health insurance are obligated to offer employees and their dependents continuation coverage for remuneration that were lost owing, for instance, to job loss, decrease in hours worked, death, or divorce.


Medicaid in Connecticut is a state/federal program that pays for medical and long-term care services for low-income pregnant women, children, certain people on Medicare, disabled persons and nursing home residents.


The Husky Plan is intended to assist all children who don’t have health insurance.


Others include; short term health insurance, student health insurance, and dental insurance


Companies for Health Insurance in Connecticut


Do you pay too much for family health insurance?

Maybe it's time to Check Connecticut Health Insurance Quotes.



Hospitals in Connecticut


Bridgeport Hospital in Bridgeport; Danbury Hospital in Danbury; Greenwich Hospital in Greenwich; Norwalk Hospital in Norwalk; St. Vincent Hospital - Bridgeport; Stamford Hospital in Stamford; Bristol Hospital in Bristol; Connecticut Children's Medical Centre, St. Francis Hospital, and Hartford Hospital in Hartford; Hospital of Central Connecticut in New Britain, and Southington; John Dempsey in Farmington; Manchester Hospital in Manchester; Charlotte Hungerford Hospital in Torrington; New Milford Hospital in New Milford; Sharon Hospital in Sharon; Middlesex Hospital in Essex, Marlborough, and Middletown; Griffin Hospital in Derby; Mid-state Hospital in Meriden; Milford Hospital in Milford; St. Mary's Hospital, and Waterbury Hospital in Waterbury; St. Raphael's Hospital in New Haven; Yale New Haven Hospital in New Haven; Lawrence and Memorial Hospital in New London; William Backus Hospital in Norwich; Johnson Memorial Hospital in Stafford Springs; Rockville Hospital in Vernon; Windham Hospital in Willimantic; Day Kimball Hospital in Putnam.

Democrats Pushing For Regime Change In Avon's School Board Race

October 20th, 2009

The school board race can be described as cordial in nearby Farmington. Not so in this town, where Democrats are pushing for "regime change."

Those fighting words come from Benjamin Colman, the lone incumbent on a Democratic slate that includes two former Republicans and a past employee of the school system. They assert themselves as bearers of fiscal responsibility and transparency, and criticize the board's GOP majority as a "complacent" group that spent too much money on the new superintendent this year while approving classroom cuts.

Republican board Chairwoman Peggy Roell, a Realtor who is seeking re-election, said the difficult economy required the board "to give up a few things, not unlike other towns around here." And as for hiring David Erwin, an experienced head of schools, Roell said, "we got a bargain" at his current salary of $205,600, including benefits.

In all, eight candidates are vying for four open seats on the nine-member board Nov. 3, including an unaffiliated petitioning candidate, John Douglas Corning, who received at least 34 signatures to make the ballot.

Joining Roell on the Republican ticket are fellow board incumbent William Stokesbury and political newcomer Kathy Zirolli, a business executive turned stay-at-home mom who says she is eager for public service.

Besides Colman, Democrats are running Jay Spivak, owner of a local investment management firm; Tom McIntyre, an actuary and Reagan Republican who switched parties eight weeks ago; and Kelley Lanahan, who worked in the Avon public schools as a computer media technical assistant until 2007.

The Democratic slate advocates term limits, "aggressively" pursuing grants as a revenue source and implementing an opt-out program for teachers who choose to receive insurance through a spouse's carrier.

Colman, senior vice president of Women's Health USA, a health care management company based in Avon, has also been critical of the board's decision last year to switch its health insurance administrator from Anthem to CIGNA. The move, which Republicans said could save about $300,000 over two years in claims and fixed administrative costs, compelled an angry teachers' union to file a grievance.

Colman, who was appointed to the board in July, said the savings from the administrative costs were relatively small and will be consumed with legal bills to deal with the grievance. Roell responded that the superintendent is working with the union and that savings remain, especially in claims.

McIntyre and Spivak say it was cloudiness on budget information that caused them ' both longtime Republicans ' to recently switch parties. Spivak said he has attended board meetings and found it difficult to receive answers on financial matters. McIntyre contended that a lack of frequent expenditure reports makes it difficult to identify priorities in spending.

Pointing to the slate's collective work expertise, Spivak said the Democrats would spend the town's education dollars "more wisely" than in recent years.

GOP Touts Scores, Schools
Roell said that Avon schools and student test scores remain top-notch and that she is excited to continue working with the new superintendent and "making a great school district even greater in the most cost-effective way possible."

Communication has improved over the past four years, she said ' the board now sends a quarterly newsletter to residents ' although "there's always more that can be done."

Stokesbury could not be reached for comment.

Zirolli, a former director of accounting policy at Aetna, said she would offer "fresh insight" to the board and hopes to "build upon the wisdom that's there."

The Independent
Corning, a father of two school-age children, is an attorney for the West Hartford Housing Authority. On his campaign website, www.corningforboe.com, Corning says clarity is a major issue.

When the board presents budget information to the public, answers to basic questions such as, "How did inflation change the budget?" and "What are the economic benefits of each policy?" are missing, said Corning, who pledges to be the board's independent voice.

Chad

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Quoting & Saving just got easier...EasyToInsureME Health Insurance Pennsylvania Health Insurance Connecticut Health Insurance

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Health Insurance in Connecticut