Health Insurance in Connecticut


Connecticut residents are looking for worthy health insurance plans that offer significant financial protection at a cost they can afford. Below is useful information.


There is a wide choice of quality health insurance plans for individuals and families from most of the leading health insurance companies in Connecticut like Aetna, United Health One, Cigna, and Anthem Blue Cross Blue Shield, including Tonik health plans for individuals. The premiums for private medical insurance policies are all standardized and filed with the Connecticut Insurance Department. This means all agencies must quote the same rates. It is suggested that private insurance holders review their policy rate every 18 months.


Connecticut also provides a high risk pool plan for the individuals and families without health insurance in Connecticut, through the Connecticut Health Reinsurance Association (HRA).


Health Insurance for Connecticut Groups and Small Businesses (2-50 employees); Medical underwriting is authorized in Connecticut. Charges are based on the community rate including age, gender, location, industry, group size, and family composition.


Connecticut offers COBRA, the Consolidate Omnibus Budget Reconciliation Act of 1985. Many companies with 20 or more employees that provide health insurance are obligated to offer employees and their dependents continuation coverage for remuneration that were lost owing, for instance, to job loss, decrease in hours worked, death, or divorce.


Medicaid in Connecticut is a state/federal program that pays for medical and long-term care services for low-income pregnant women, children, certain people on Medicare, disabled persons and nursing home residents.


The Husky Plan is intended to assist all children who don’t have health insurance.


Others include; short term health insurance, student health insurance, and dental insurance


Companies for Health Insurance in Connecticut


Do you pay too much for family health insurance?

Maybe it's time to Check Connecticut Health Insurance Quotes.



Hospitals in Connecticut


Bridgeport Hospital in Bridgeport; Danbury Hospital in Danbury; Greenwich Hospital in Greenwich; Norwalk Hospital in Norwalk; St. Vincent Hospital - Bridgeport; Stamford Hospital in Stamford; Bristol Hospital in Bristol; Connecticut Children's Medical Centre, St. Francis Hospital, and Hartford Hospital in Hartford; Hospital of Central Connecticut in New Britain, and Southington; John Dempsey in Farmington; Manchester Hospital in Manchester; Charlotte Hungerford Hospital in Torrington; New Milford Hospital in New Milford; Sharon Hospital in Sharon; Middlesex Hospital in Essex, Marlborough, and Middletown; Griffin Hospital in Derby; Mid-state Hospital in Meriden; Milford Hospital in Milford; St. Mary's Hospital, and Waterbury Hospital in Waterbury; St. Raphael's Hospital in New Haven; Yale New Haven Hospital in New Haven; Lawrence and Memorial Hospital in New London; William Backus Hospital in Norwich; Johnson Memorial Hospital in Stafford Springs; Rockville Hospital in Vernon; Windham Hospital in Willimantic; Day Kimball Hospital in Putnam.

Anthem blue, Union Hospital reach deal : Foulkes

August 9th, 2009

Months of uncertainty ended late Thursday afternoon when Union Hospital Health Group and Anthem Blue Cross and Blue Shield announced they had reached an agreement on a new multi-year contract. The pact came just a day ahead of a deadline that had loomed large over thousands of Anthem subscribers.

The largest health care provider in the Wabash Valley and one of the largest commercial health insurance providers in the state had been in sometimes contentious negotiations for more than a year.

No details of the agreement were immediately available. A news release issued by both sides Thursday evening stated that terms of the contract, which takes effect Sept. 1, cannot be discussed by either side.

'We're pleased that several months of hard work has brought these negotiations to a successful conclusion and that Anthem customers in West Central Indiana will continue to have access to affordable medical care at Union Hospital facilities,' said Anthem vice president of health services Dr. David Lee in the news release.

'We have worked hard to achieve a fair contract that helps to preserve the hospital's mission of providing compassionate care of the highest quality to all of our patients regardless of their ability to pay,' said Union Hospital Health Group CEO David Doerr in the same news release. 'We recognize how stressful this has been for our patients and appreciate their support and patience during these negotiations.'

Doerr is scheduled to make an official announcement this morning at a news conference at Union Hospital in Terre Haute.

Union and Anthem have been negotiating a new contract since April 2008. Those negotiations became publicly contentious early in this year when Union announced it was having serious difficulty reaching an agreement with Anthem. In February, Union gave notice that it was terminating its contract with Anthem as of July 31.

One of the biggest stumbling blocks to an agreement concerned hospital reimbursement for medical services provided at outpatient clinics involved in joint ventures with Union. Anthem wanted to reimburse those services at 'free standing' outpatient clinic rates. Union contended the services should be reimbursed at higher 'hospital rates.'

This spring, Union Hospital chief financial officer Wayne Hutson said about $30 million separated the two sides' bargaining positions. A few weeks later, Hutson told the Tribune-Star the two sides had moved closer, reducing the difference to about $19 million. Most of the difference concerned reimbursement for medical services at outpatient clinics, he said.

Union and Anthem officials were in 'constant communication' this week prior to reaching the agreement, said Lorrie Heber, system director for marketing and public relations at Union Hospital. Neither side would comment further Thursday evening.

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Health Insurance in Connecticut