Health Insurance in Connecticut
Connecticut residents are looking for worthy health insurance plans that offer significant financial protection at a cost they can afford. Below is useful information.
There is a wide choice of quality health insurance plans for individuals and families from most of the leading health insurance companies in Connecticut like
Aetna, United Health One, Cigna, and Anthem Blue Cross Blue Shield, including Tonik health plans for individuals. The premiums for private medical insurance policies are all standardized and filed with the
Connecticut Insurance Department. This means all agencies must quote the same rates. It is suggested that private insurance holders review their policy rate every 18 months.
Connecticut also provides a high risk pool plan for the individuals and families without health insurance in Connecticut, through the Connecticut Health Reinsurance Association (HRA).
Health Insurance for Connecticut Groups and Small Businesses (2-50 employees); Medical underwriting is authorized in Connecticut. Charges are based on the community rate including age, gender, location, industry, group size, and family composition.
Connecticut offers COBRA, the Consolidate Omnibus Budget Reconciliation Act of 1985. Many companies with 20 or more employees that provide health insurance are obligated to offer employees and their dependents continuation coverage for remuneration that were lost owing, for instance, to job loss, decrease in hours worked, death, or divorce.
Medicaid in Connecticut is a state/federal program that pays for medical and long-term care services for low-income pregnant women, children, certain people on Medicare, disabled persons and nursing home residents.
The Husky Plan is intended to assist all children who don’t have health insurance.
Others include; short term health insurance, student health insurance, and dental insurance
Companies for Health Insurance in Connecticut
Do you pay too much for family health insurance? Maybe it's time to Check Connecticut Health Insurance Quotes.
Hospitals in Connecticut
Bridgeport Hospital in Bridgeport; Danbury Hospital in Danbury; Greenwich Hospital in Greenwich; Norwalk Hospital in Norwalk; St. Vincent Hospital - Bridgeport; Stamford Hospital in Stamford; Bristol Hospital in Bristol; Connecticut Children's Medical Centre, St. Francis Hospital, and Hartford Hospital in Hartford; Hospital of Central Connecticut in New Britain, and Southington; John Dempsey in Farmington; Manchester Hospital in Manchester; Charlotte Hungerford Hospital in Torrington; New Milford Hospital in New Milford; Sharon Hospital in Sharon; Middlesex Hospital in Essex, Marlborough, and Middletown; Griffin Hospital in Derby; Mid-state Hospital in Meriden; Milford Hospital in Milford; St. Mary's Hospital, and Waterbury Hospital in Waterbury; St. Raphael's Hospital in New Haven; Yale New Haven Hospital in New Haven; Lawrence and Memorial Hospital in New London; William Backus Hospital in Norwich; Johnson Memorial Hospital in Stafford Springs; Rockville Hospital in Vernon; Windham Hospital in Willimantic; Day Kimball Hospital in Putnam.
Need Low-Cost Temporary Family Health Insurance?
Many families will find themselves without medical coverage at
some point in their lives. So, what do you do if you find
yourself in this situation? Here are some thing that you should
consider when purchasing quality, low-cost temporary family
health insurance.
Low-cost temporary family health insurance is available for
those under 65 and who are in generally good health. It also
usually covers dependants under 19, as well. Although these
policies are only good for six months or so, you can reapply for
coverage, as needed. Bear in mind, however, that any illness or
condition that occurred during this temporary coverage will be
treated as a pre-existing condition under the new policy.
Before you apply, however, there are some questions you should
ask the salesman or representative. You need to be certain of
the maximum policy benefit, for example, and you should make
sure of the co-payment schedule. Many low-cost temporary family
health insurance plans are PPO networks, so you need to find out
if you are required to have a primary care physician. You should
also ask the representative how pre-existing conditions will be
treated under the plan. Some companies will not cover
pre-existing diseases or conditions; some will do so, after a
pre-determined period, like twenty-four months.
There are many good low-cost temporary family health insurance
plans available and with a little patience and research, you
will find the policy that is just right for your family.
About the author:
Gerardas Norkus is the owner of http://www.ez-insure.com, an
insurance website with articles and consumer information on
various insurance topics.
(c) Copyright 2005. All rights reserved.
Author: Gerardas Norkus