Health Insurance in Connecticut


Connecticut residents are looking for worthy health insurance plans that offer significant financial protection at a cost they can afford. Below is useful information.


There is a wide choice of quality health insurance plans for individuals and families from most of the leading health insurance companies in Connecticut like Aetna, United Health One, Cigna, and Anthem Blue Cross Blue Shield, including Tonik health plans for individuals. The premiums for private medical insurance policies are all standardized and filed with the Connecticut Insurance Department. This means all agencies must quote the same rates. It is suggested that private insurance holders review their policy rate every 18 months.


Connecticut also provides a high risk pool plan for the individuals and families without health insurance in Connecticut, through the Connecticut Health Reinsurance Association (HRA).


Health Insurance for Connecticut Groups and Small Businesses (2-50 employees); Medical underwriting is authorized in Connecticut. Charges are based on the community rate including age, gender, location, industry, group size, and family composition.


Connecticut offers COBRA, the Consolidate Omnibus Budget Reconciliation Act of 1985. Many companies with 20 or more employees that provide health insurance are obligated to offer employees and their dependents continuation coverage for remuneration that were lost owing, for instance, to job loss, decrease in hours worked, death, or divorce.


Medicaid in Connecticut is a state/federal program that pays for medical and long-term care services for low-income pregnant women, children, certain people on Medicare, disabled persons and nursing home residents.


The Husky Plan is intended to assist all children who don’t have health insurance.


Others include; short term health insurance, student health insurance, and dental insurance


Companies for Health Insurance in Connecticut


Do you pay too much for family health insurance?

Maybe it's time to Check Connecticut Health Insurance Quotes.



Hospitals in Connecticut


Bridgeport Hospital in Bridgeport; Danbury Hospital in Danbury; Greenwich Hospital in Greenwich; Norwalk Hospital in Norwalk; St. Vincent Hospital - Bridgeport; Stamford Hospital in Stamford; Bristol Hospital in Bristol; Connecticut Children's Medical Centre, St. Francis Hospital, and Hartford Hospital in Hartford; Hospital of Central Connecticut in New Britain, and Southington; John Dempsey in Farmington; Manchester Hospital in Manchester; Charlotte Hungerford Hospital in Torrington; New Milford Hospital in New Milford; Sharon Hospital in Sharon; Middlesex Hospital in Essex, Marlborough, and Middletown; Griffin Hospital in Derby; Mid-state Hospital in Meriden; Milford Hospital in Milford; St. Mary's Hospital, and Waterbury Hospital in Waterbury; St. Raphael's Hospital in New Haven; Yale New Haven Hospital in New Haven; Lawrence and Memorial Hospital in New London; William Backus Hospital in Norwich; Johnson Memorial Hospital in Stafford Springs; Rockville Hospital in Vernon; Windham Hospital in Willimantic; Day Kimball Hospital in Putnam.

Insurers Sharing Patient Data

October 23rd, 2009

Five of the state's largest health insurance companies and the Centers for Medicare & Medicaid Services (CMS) have begun to aggregate some of their patient data and share it with Connecticut physicians as part of a new venture that aims to improveAngelo Carrabba, immediate past president, Connecticut State Medical Society quality care in the stateThe partnership, which is called the Connecticut Health Quality Cooperative, represents the first time that health insurance companies in the state have agreed to combine their patient data and deliver it as a single source of information to doctors, officials said.

'This will give physicians one of the most complete and realistic evaluations of the type of care they are providing to their patients,' said Angelo Carrabba, immediate past president of the Connecticut State Medical Society. 'It gives physicians critical information to evaluate what's happening in their practice and allows them to compare it to statewide averages.'

Aetna, Anthem Blue Cross and Blue Shield of Connecticut, ConnectiCare, Health Net of the Northeast, and UnitedHealthcare will be providing their respective patient data for aggregation.

CHQC's focus will initially include data related to diabetes, coronary heart disease, asthma, childhood respiratory infections and several preventive measures such as testing for cervical and breast cancer and high cholesterol.

Qualidigm, a national health care consulting and research company based in Rocky Hill, is responsible for accessing Medicare claims data and combining it with the information provided by the health insurers.

Qualidigm will also analyze the information and produce quality performance reports.

About 3,000 to 4,000 physicians in pediatrics, internal medicine, obstetrics and gynecology, endocrinology, cardiology and family practice will have access to the data initially.

Doctors will not be provided information about individual patients. Instead, they will receive an aggregate summary of data from all of their patients who are members of the participating insurance companies.

Carrabba said the data will cover about 95 percent of insured individuals across the state.

For example, a doctor can receive data on the number or percentage of their diabetes patients who received annual eye exams or the number of their female patients who received annual cervical or breast cancer screenings.

Doctors will then be able to compare their statistics to statewide averages to see how their care stacks up against others in Connecticut.

If there are major discrepancies in the numbers, it could signal an area where doctors need to improve their care.

The expectation is that physicians will use the information to identify opportunities for improvement in their practices, officials said.

'It's not only critical to collect the data but to also act on it,' said Matthew Katz, executive vice president of the Connecticut State Medical Society. 'This allows physicians to examine why things are, or are not, being done and then to come up with a plan to make changes in patient care if necessary. The goal is to look at how uniform care is being provided across the state.'

The initiative also offers physicians a continuing education course on performance improvement and the use of data to drive improvement.

Physicians can access the data through a Web site, and patient information is private and managed according to federal confidentiality and security requirements, Carrabba said.

Funding for the CHQC comes from the participating organizations. The UConn Foundation is also providing funds for a continuing medical education module for physicians. Project collaborators hope to attract additional funding from foundations and health care purchasers as the program expands.

CHQC was launched by eHealthConnecticut. That organization, which is backed by a 25-person board consisting of consumers, health care providers and employers, has been contracted by the state to create a health information exchange for health care providers and patients in Connecticut. It has been working to accomplish that task since 2006.

In recent weeks, eHealth joined forces with another coalition of health-care providers that was also working to implement a statewide health information exchange, Carrabba said.

The group, which called itself 'Transforming Healthcare in Connecticut Communities,' or THICC, included a network of Connecticut's leading hospitals, physician practices, employer groups and insurers.

Some members of THICC have now joined the board of eHealthConnecticut, Carrabba said. They are working together to apply for grants from the federal government that will provide them funding to implement the exchange, Carrabba said.

Ron Blumenfeld, vice president and senior medical director at ConnectiCare, said he hopes CHQC will serve as a foundation for other types of data sharing in the future. He said it will be a key factor in dramatically improving patient care in Connecticut.

'Sharing more data will make it more useful and relevant for doctors,' Blumenfeld said. 'That benefits everyone.'

Chad

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Quoting & Saving just got easier...EasyToInsureME Health Insurance Pennsylvania Health Insurance Connecticut Health Insurance

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Health Insurance in Connecticut