Health Insurance in Connecticut
Connecticut residents are looking for worthy health insurance plans that offer significant financial protection at a cost they can afford. Below is useful information.
There is a wide choice of quality health insurance plans for individuals and families from most of the leading health insurance companies in Connecticut like
Aetna, United Health One, Cigna, and Anthem Blue Cross Blue Shield, including Tonik health plans for individuals. The premiums for private medical insurance policies are all standardized and filed with the
Connecticut Insurance Department. This means all agencies must quote the same rates. It is suggested that private insurance holders review their policy rate every 18 months.
Connecticut also provides a high risk pool plan for the individuals and families without health insurance in Connecticut, through the Connecticut Health Reinsurance Association (HRA).
Health Insurance for Connecticut Groups and Small Businesses (2-50 employees); Medical underwriting is authorized in Connecticut. Charges are based on the community rate including age, gender, location, industry, group size, and family composition.
Connecticut offers COBRA, the Consolidate Omnibus Budget Reconciliation Act of 1985. Many companies with 20 or more employees that provide health insurance are obligated to offer employees and their dependents continuation coverage for remuneration that were lost owing, for instance, to job loss, decrease in hours worked, death, or divorce.
Medicaid in Connecticut is a state/federal program that pays for medical and long-term care services for low-income pregnant women, children, certain people on Medicare, disabled persons and nursing home residents.
The Husky Plan is intended to assist all children who don’t have health insurance.
Others include; short term health insurance, student health insurance, and dental insurance
Companies for Health Insurance in Connecticut
Do you pay too much for family health insurance? Maybe it's time to Check Connecticut Health Insurance Quotes.
Hospitals in Connecticut
Bridgeport Hospital in Bridgeport; Danbury Hospital in Danbury; Greenwich Hospital in Greenwich; Norwalk Hospital in Norwalk; St. Vincent Hospital - Bridgeport; Stamford Hospital in Stamford; Bristol Hospital in Bristol; Connecticut Children's Medical Centre, St. Francis Hospital, and Hartford Hospital in Hartford; Hospital of Central Connecticut in New Britain, and Southington; John Dempsey in Farmington; Manchester Hospital in Manchester; Charlotte Hungerford Hospital in Torrington; New Milford Hospital in New Milford; Sharon Hospital in Sharon; Middlesex Hospital in Essex, Marlborough, and Middletown; Griffin Hospital in Derby; Mid-state Hospital in Meriden; Milford Hospital in Milford; St. Mary's Hospital, and Waterbury Hospital in Waterbury; St. Raphael's Hospital in New Haven; Yale New Haven Hospital in New Haven; Lawrence and Memorial Hospital in New London; William Backus Hospital in Norwich; Johnson Memorial Hospital in Stafford Springs; Rockville Hospital in Vernon; Windham Hospital in Willimantic; Day Kimball Hospital in Putnam.
Census numbers show 13% uninsured in city :JAMES CRAVEN
New U.S. Census data released Tuesday laid out the numbers of people with health insurance in 2008 and they didn't look good locally.
The census looked at cities with populations over 65,000, allowing New Britain to gain the dubious distinction of being sixth in the state for the most number of persons without health insurance ' 13.1 percent of residents.
Mayor Timothy Stewart said he was thankful for programs such as SustiNet and HUSKY, which may have stemmed the number from being even higher.
'This is an important state and federal issue,' Stewart said. 'It's a national problem and needs a national solution.'
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In Connecticut, an estimated 9 percent, or 310,000 were found to have no health insurance. The city of Bridgeport and Stamford tied for having the highest number of uninsured persons with one out of five, or 20 percent uninsured. Following were Danbury and Harford with 19.7 percent and 14.9 percent, respectively, of their populations not having access to health insurance.
Stamford Mayor Dan Malloy, a potential candidate for governor in 2010 called the numbers of uninsured alarming.
'That such a high percentage of people who are minorities don't have health care is shameful, and the fact that so many of them are children is a disgrace,' Malloy said.
Although Stamford was seven percentage points ahead of New Britain for all uninsured persons, both had 9.2 percent of children under 18 listed as being uninsured.
Discovery Collaborative, a local group working to improve early learning in the city, had not seen the census numbers when contacted, but allowed the economy and the number of unemployed were likely factors in the high numbers.
'It's troubling as far as our ability to have healthy kids who come to school healthy and prepared to learn,' he said. 'Most people still get their insurance through their employers and when they lose their jobs they lose their insurance.'
The census found in 2008, 15.1 percent, or more than 45 million Americans, were uninsured at the time of the survey. Given that the data was collected in 2007-2008, some officials said they expect the actual numbers to be far worse because the impact of the recession was not at its peak.
'Uninsured rates as high as 20 percent in some Connecticut towns speak to the crisis in our health care system,' said Jim Horan, executive director of the Connecticut Association for Human Services.
U.S. Rep. Chris Murphy, D-5th District, said the census shows why a national health care system is important.
'The numbers don't lie ' we have an unacceptably high number of uninsured adults and children here in New Britain,' Murphy said. 'This data only reinforces my desire to pass a health care bill that helps people in New Britain and across Connecticut.'
The census data was coincidentally released on a national day of protest, known as 'Big Insurance: Sick of it,' with scheduled demonstrations around the country.
