Health Insurance in Connecticut
Connecticut residents are looking for worthy health insurance plans that offer significant financial protection at a cost they can afford. Below is useful information.
There is a wide choice of quality health insurance plans for individuals and families from most of the leading health insurance companies in Connecticut like
Aetna, United Health One, Cigna, and Anthem Blue Cross Blue Shield, including Tonik health plans for individuals. The premiums for private medical insurance policies are all standardized and filed with the
Connecticut Insurance Department. This means all agencies must quote the same rates. It is suggested that private insurance holders review their policy rate every 18 months.
Connecticut also provides a high risk pool plan for the individuals and families without health insurance in Connecticut, through the Connecticut Health Reinsurance Association (HRA).
Health Insurance for Connecticut Groups and Small Businesses (2-50 employees); Medical underwriting is authorized in Connecticut. Charges are based on the community rate including age, gender, location, industry, group size, and family composition.
Connecticut offers COBRA, the Consolidate Omnibus Budget Reconciliation Act of 1985. Many companies with 20 or more employees that provide health insurance are obligated to offer employees and their dependents continuation coverage for remuneration that were lost owing, for instance, to job loss, decrease in hours worked, death, or divorce.
Medicaid in Connecticut is a state/federal program that pays for medical and long-term care services for low-income pregnant women, children, certain people on Medicare, disabled persons and nursing home residents.
The Husky Plan is intended to assist all children who don’t have health insurance.
Others include; short term health insurance, student health insurance, and dental insurance
Companies for Health Insurance in Connecticut
Do you pay too much for family health insurance? Maybe it's time to Check Connecticut Health Insurance Quotes.
Hospitals in Connecticut
Bridgeport Hospital in Bridgeport; Danbury Hospital in Danbury; Greenwich Hospital in Greenwich; Norwalk Hospital in Norwalk; St. Vincent Hospital - Bridgeport; Stamford Hospital in Stamford; Bristol Hospital in Bristol; Connecticut Children's Medical Centre, St. Francis Hospital, and Hartford Hospital in Hartford; Hospital of Central Connecticut in New Britain, and Southington; John Dempsey in Farmington; Manchester Hospital in Manchester; Charlotte Hungerford Hospital in Torrington; New Milford Hospital in New Milford; Sharon Hospital in Sharon; Middlesex Hospital in Essex, Marlborough, and Middletown; Griffin Hospital in Derby; Mid-state Hospital in Meriden; Milford Hospital in Milford; St. Mary's Hospital, and Waterbury Hospital in Waterbury; St. Raphael's Hospital in New Haven; Yale New Haven Hospital in New Haven; Lawrence and Memorial Hospital in New London; William Backus Hospital in Norwich; Johnson Memorial Hospital in Stafford Springs; Rockville Hospital in Vernon; Windham Hospital in Willimantic; Day Kimball Hospital in Putnam.
9 Percent Of Connecticut Residents Lacked Health Insurance In 2008 :ARIELLE LEVIN BECKER
New estimates of the nation's uninsured population released Tuesday show that more than 310,000 Connecticut residents ' 9 percent of the state's population ' did not have health insurance last year.
Nationwide, 45 million people, or 15 percent of U.S. residents, lacked health insurance in 2008, according to the U.S. Census Bureau's American Community Survey.
The figures, released amid a national debate about how to provide health coverage to the uninsured, show that Connecticut has a lower rate of uninsured residents than the nation overall. But the percentage of uninsured residents in several Connecticut cities surpassed that of the state as a whole and, in some cases, the nation.
In both Bridgeport and Stamford, more than 25,000 people had no health insurance ' 20 percent of the population. Nearly 20 percent of Danbury residents and just under 15 percent of Hartford residents were uninsured.
Among children in Connecticut, 4.9 percent did not have health insurance, compared with 9.9 percent nationwide.
Much of the national health care debate has focused on whether to use a government health care program to cover more Americans. According to the census estimates, nearly a quarter of Connecticut residents received health insurance from a public program in 2008. Nationwide, just over 25 percent of residents did.
The figures released are estimates, based on a survey of about 3 million addresses. The health insurance estimates cover the nation's non-institutionalized civilian population. The data released Tuesday included figures for communities with at least 65,000 people.
This was the first time the American Community Survey included questions about health insurance. It defined the uninsured as those who had no health insurance at the time they answered the survey.
Previous census figures on health insurance have come from a separate survey that measured the uninsured differently, defining someone as uninsured only if he or she had been without health insurance for a full year. New figures from that measure, the Current Population Survey, were released earlier this month and showed that the number of people without insurance increased from 2007 to 2008, from 45.7 million to 46.3 million.